In a nut shell.

Samuel Livingston is the Associate Director of Pricing & Data at BGL Insurance. He is a leading thinker on Intelligent Pricing and the use of Data Science in personal lines insurance. Having lead BGLIs price modelling function for more than six years, he guides a dynamic team that translates good ideas into delivered value though insightful, granular, & ethical models.

Over his time at BGLi, Sam has revolutionised the Price Model Building process. Starting in 2014 with a very manual process reliant on hand building models using c.40 variables Sam & his team have transformed the process beyond recognition. The current process is almost entirely automated, it extracts data, builds features & models, selects the best model versions, calculates financial assumptions and loads them into the optimisation engine which simulates 5 years of customer behaviours with a few simple inputs.

Most recently Sam has lead BGL Insurances response to the FCAs General insurance pricing practices market study. The largest change to the insurance industry in a generation, Sam has lead BGLI’s efforts to interpret and conform to the ruling while maintaining a commercial performance.